Jeff Bell Blog

I have been thinking quite a lot about the real economy and the financial economy.  I draw a distinction between the vast majority of the citizens of the United States of America in the real economy -- they work and earn and save and spend -- and the financial economy.  The real economy has household and business income. Citizens must have housing and items inside the home. They must have food and transportation and clothing and entertainment...the list is obvious because we are all part of this real economy.  We earn. We borrow. We spend. We save.  As you aggregate the real economy, real goods are produced and consumed either at home or abroad. Real supplies and materials ladder up into increasingly complex goods.  Real work is done on infrastructure and real innovation and research occurs.  This is different than the financial economy. The financial economy wishes to make money based upon the real work of others in the real economy.  The financial economy lends money to people and

Student debt deserves our society’s attention.  It deserves a solution that releases the burden for our young citizens while strengthening our nation's cultural foundation and o ur social fabric. I have often wondered how to best address the 21st century requirement for leadership.  How do we best develop citizens for this and the next century? I turn my mind to President Kennedy, and the establishment of first, the Peace Corps, and then, VISTA which embraced Americorps in 1993. Could the issue of student debt be reframed from “transfer the debt of students to punish the wealthy and successful” to “relieve debt through service to country and world?” What if we could make the following offer to every citizen: "By pledging no less than 3 and no more than 5 years of service to the  U.S. Military, Americorps and Peace Corps,  all of your education debt is relieved." Furthermore, this offer should be extended to every present student and future c

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